Q. Client House Which They Own Is Worth Over £300,000 At Current Value, However, The Client Does Not Have Liquid Assets of The Amount Required, So Probably the Client Will Qualify or Not?
A. Not qualify, the property is not acceptable as a liquid asset, must be liquid assets such as a savings accounts, fixed deposit or investment funds, etc.

Q. Can the Client Rent A Little Apartment? Since the Client Doesn't Plan to Stay Many Months at A Time, It Can Be Very Small and Simple. What Would the Monthly Cost (Rent and Other Expenses) Be?
A. Yes, you can rent a small apartment. The cost will depend on your choice of area because prices varies among areas. But typical between 1800 – 2500 RM monthly.

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Q. If the Client Purchases a Melaka Property in Which the Value Is Only RM500K, Can He Use This Property to Withdraw FD(RM300K)? Please Advise?
A. Yes, MM2H participants are allowed to withdraw partial from the RM1,000,000 of Fixed Deposit from the second year onwards (50% of the value of the fixed deposit) for approved expenses related to house purchase. They have to maintain the balanced RM500,000 of Fixed Deposit until they terminate from MM2H Programmed.

Sarawak & Sabah
Participants are allowed to withdraw from their fixed deposit of RM 300,000 (Married) & RM 150,000 (Single) from the second year onwards for approved expenses related to house purchase. They have to maintain the balanced of RM 180,000 (Married) & RM 90,000 (Single). However, for applicants between 40 and 50 years old required to invest in real properties for residential purposes with a total amount of RM 600,000.

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Q. What’s the Average Cost in Health Insurance for A Couple (The Main Applicant Is 53 And Spouse Is Under 45)?
A. Getting insurance only comes after your application has been approved however you required insurance after approval will be roughly age 53 (RM1409) per year/ age 45 (RM812) per year.

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Q. My Hongkong Friend Is Interested to Apply Mm2h.He Is Asking He Can Buy Any Properties in Malaysia? Any Location? Any Restriction to New or Old Properties?
A. Buying property Is not requirement for MM2H, any foreigner may purchase any number of residential properties in Malaysia, subject to the minimum price established for foreigners by the different states. They start from RM1,000,000 per unit for most states, from 1st Mac 2014. Land is a state matter and it is important to check state laws before making any commitment, as the minimum purchase price is not standardized between states.

We advise buying homes which are already issued with certificates of fitness but if you intend to purchase from developers, ensure that it is from a reputable company.

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Q. Can I Use My Interest from The Bond as Proof of Income?
A. Yes you can, please get a letter from the bank to confirm the latest 3 months interest that have been credited into your bank account as proof.

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Q. Can the Applicant 60 Years Old Combine Her/his Rental Income with Investment to Prove Her/his 40k Monthly Income?
A. Yes, you can as long as you show latest 3 months. However, in Sarawak and Sabah you will need to show latest 3 months income of RM10,000 (Married) and RM7,000 (Single). 

Q. After Approval, I Have to Put RM 1,000,000 In A New Account in Malaysia Under My Name Right?
A. Yes, Fixed deposit only required to place after approval. However, for Sarawak and Sabah required only a Fixed Deposit of RM300,000 (Married) & RM150,000 (Single).

Q. RM1,500,000 Liquid Funds Needed to Show in My Foreign Account, Right?
A. Yes, any bank account is fine as long as under main applicant name or combine husband and wife name. For Sarawak and Sabah only required a Liquid Asset of RM500,000.

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Q. Is There Any Limit to Withdraw My FD?
A. For above 50, After one year of placement RM1,000,000 FD, you can withdraw up to 50% for approved expenses relating to house purchase, car purchase and medical purposes remain RM500,000 until terminating the MM2H visa.
For below 50, After one year of placement RM1,000,000 FD, you can withdraw up to 50% for approved expenses relating to house purchase, car purchase and medical purposes remain 100k until terminating the MM2H visa. Yes, you are allowed to take it back to your origin country.
For Sarawak and Sabah, after one year of placement RM300,000 (Married) FD and RM150,000 (Single), you can withdraw for expenses relating to house purchase, car purchase and medical purposes remain RM180,000 (Married) & RM90,000 (Single) until terminating the MM2H visa.

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Q. Can I Open A Restaurant, Book Shop or Clinic in Malaysia Under This Program?
A.
Yes. Participants under this program are allowed to have their own businesses as a Director/Shareholder of the company, terms apply. 

They are also allowed to invest in local companies as an inactive partner. They are allowed to run a company in an executive position as one of the company directors. Participants can participate in the local share market.

For more information on investing in Malaysia, please contact:

Malaysian Industrial Development Authority (MIDA)
Level 4, Plaza Sentral
Jalan Stesen Sentral 5
Kuala Lumpur Sentral
50470 Kuala Lumpur
Malaysia

Tel: 603 � 2267 3633
Fax: 603 � 2274 7970
E-Mail: promotion@mida.gov.my
Website: www.mida.gov.my

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Q. If You Have The 300k Capital but Don't Earn 40k Per Month Can You Still Apply for Mm2h?
A. The most important requirements for MM2H are both the funds and a monthly income that is equivalent to RM40,000 and the source of income must be from outside Malaysia that can be salary, rental, pension, dividends, profit, interest etc. However, for Sarawak and Sabah you only required a monthly income of RM10,000 (Married) & RM 7,000 (Single).

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Q. The Client Has an Enterprise Where the Only Owner for The Administration of His Own Assets: Can the Client Compose the Amount in Individual Accounts and The Company to Prove the Liquid Balance Amount That Has?
A. Yes, they can and provide proof of 100% ownership.